Being a small business owner myself, I keep meaning to start a SEP (Simplified Employee Pension) but I never get around to it. In fact several years have gone by and I keep saying to myself that this is the year that I start the SEP. Let's hope that in 2006, I actually get around to it. I'm wasting valuable years of interest.
Retirement Planning for Small-Business Owners: "Among the options small businesses commonly use are SIMPLE IRAs, SEP IRAs, profit-sharing plans, SIMPLE 401(k) plans, and single-participant 401(k) plans..." - Fool.com
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